Watch their interest grow as they do


This account is suitable for young savers who require easy penalty free access.

– Interest paid annually on 31 December
– Save between £10 – £10,000
– Branch opening

Product Terms & Conditions – Summary Box

Minimum balanceGross*/AER**%

Interest is calculated daily and may be visible on your account from the 24th of the month. This won’t be available to you until the due date of the last working day of the applicable month.

*Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.

The interest rate is variable which means we can increase or decrease the rate at any time.

For more details about why we may change the rate, and how and when we will let you know about a change, please refer to the Interest section of the General Savings Account Terms and Conditions.


This projection is for illustrative purposes only.

If £1,000 was deposited on 1 January, the account balance would be £1,027.00 on 31 December. This assumes no further deposits or withdrawals are made, no changes are made to the interest rate and interest earned is added to the account.

You can open this account in branch and manage it by post, or in branch. If the account is opened by a Trustee it can also be managed online.

You must fund the account within ten days of opening. You can fund the account multiple times during this period.

You must be a permanent UK resident aged up to 18.

For under 13s, the account must be opened by an adult in the capacity of Trustee.

You can pay into your account by electronic payment, cash or cheque.

The minimum balance is £10 and the maximum balance is £10,000.

Customers may hold only hold one Kickstarter account.

You can access your account in branch or by post.

Withdrawals, transfers or closure are permitted without notice.

If your account is operated by a Trustee, they will need to withdraw the money for you.

This product may be withdrawn from sale at any time without notice.

We reserve the right to prohibit any further deposits into this product.

We reserve the right to close your account and return the funds to you.

For full terms and conditions for savings accounts, please refer to our General Savings Account Terms and Conditions.

In the event of any apparent conflict between these Terms and Conditions  and the General Savings Account Terms and Conditions, these Product Terms and Conditions take precedence.

This product may be withdrawn from sale at any time without notice.

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations.