Current interest rates

Savings Information

Good news for savers! We are always reviewing our savings rates and below you will see a list of our available products ranging from Easy Access, 180 Day Notice, Regular Saver and Fixed Term accounts. 

Below you’ll find details of the rates for our current range of products. All rates are variable, unless stated. Individual product rates should be read in conjunction with the product terms and conditions that can be found within the savings section of this website or by calling 01858 412412. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum required for the account type.

Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.

InterestMinimum balanceGross*/AER**%
Variable interest paid annually on 31 October£1+2.00
  • Current rate effective 25 September 2023
  • Annual interest 31 October
  • Every year we will make a donation (minimum £5,000) to our charity of the year, linked to the average balance across all Save & Support account types. This donation will be made by the Society, so it won’t reduce your account balance or the amount of interest you are paid
InterestMinimum balanceGross*/AER**%
Annual interest£100+2.90
  • Current rate effective 1 September 2023
  • Annual interest paid on 31 March
InterestMinimum balanceGross*/AER**%
Annual interest£5,000+4.00
  • Current rate effective 6 April 2024
  • Annual interest paid on 31 March
InterestMinimum balanceGross*/AER**%
Annual interest£10+2.70
  • Current rate effective 1 September 2023
  • Annual interest paid on 31 December
InterestMinimum balanceGross*/AER**%
Annual interest£1+3.70
  • Current rate effective 1 September 2023
  • Annual interest paid on 31 March
InterestMinimum balanceGross*/AER**%
Annual interest£10+3.75
  • Current rate effective 1 September 2023
  • Annual interest paid on 31 January
InterestMinimum balanceGross*/AER**%
Annual interest£10,000+4.95
  • Current rate effective 1 Jul 2024
  • Annual interest paid on 31 Aug
InterestMinimum balanceGross*/AER**%
Monthly interest£10,000+4.84/4.95
  • Current rate effective 1 Jul 2024
  • Monthly interest 
InterestMinimum balanceGross*/AER**%
Annual interest£10,000+4.73
  • Current rate effective 1 Jul 2024
  • Annual interest paid on 3o June
InterestMinimum balanceGross*/AER**%
Monthly interest£10,000+4.63/4.73
  • Current rate effective 1 Jul 2024
  • Monthly interest 
InterestMinimum balanceGross*/AER**%
Variable interest paid annually on 31 October£5,000+2.90
  • Current rate effective 1 September 2023
  • This product is available to open online or in branch
InterestMinimum balanceGross*/AER**%
Variable interest paid annually on 31 October£5,000+3.20
  • Current rate effective 1 September 2023
  • This product is available to open online or in branch
InterestMinimum balanceGross*/AER**%
Variable interest paid annually on 30 June£5,000+3.65
  • Current rate effective 1 September 2023
  • This product is available to open online or in branch
InterestMinimum balanceGross*/AER**%
Interest paid monthly£5,000+3.68/3.75
  • Current rate effective 1 September 2023
  • This product is available to open online or in branch
InterestMinimum balanceGross*/AER**%
Interest paid monthly£10,0004.88/5.00
  • Current rate effective 13 October 2023
  • This product is available to open online or in branch
InterestMinimum balanceGross*/AER**%
Interest paid annually£100+1.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
InterestMinimum balanceGross*/AER**%
Interest paid annually£100+1.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
InterestMinimum balanceGross*/AER**%
Interest paid annually£100+1.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
InterestMinimum balanceGross*/AER**%
Interest paid annually£10,000+2.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £10,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£25,000+3.50
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £25,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£25,000+5.00
  • Current rate effective 13 October 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £25,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£10,000+2.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £10,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£25,000+5.00
  • Current rate effective 29 November 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £25,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£10,000+2.60
  • Current rate effective 1 September 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £10,000
InterestMinimum balanceGross*/AER**%
Interest paid annually£25,000+5.00
  • Current rate effective 29 November 2023
  • This product is available to open via post or in branch
  • Minimum opening balance £25,000