Notice Accounts
Save with a competitive variable rate!
What to consider before opening a Notice Account:
Notice Accounts are suitable for someone using their personal savings who can give notice to access their funds.
- Notice Accounts provide a better rate than Easy Access but appropriate notice must be given to withdraw some or all of the money in this account
- Generally speaking, the longer the period of notice you need to give, the better rate you will get
- We advise that you keep some money available in an Easy Access account in case of unforeseen or unplanned events
Helpful reminder
- Any funds you deposit will appear in your account the same working day if processed before 3pm. If after 3pm your funds will appear in your account on the next working day
- Please follow the instructions carefully when submitting your information as any incomplete ID checks may cause a delay in your account being opened. Once you’ve sent us ID please wait 3-5 working days before contacting us
For more help, you can get in touch on 01858 412412 or you may prefer to send details of your query to customersfirst@mhbs.co.uk.
30 Day Notice Account
2.05% Gross*/AER** variable (NEW rate 1.85% effective 1 August 2025)
Minimum balance – £1
Maximum balance – £5,000
Notice for withdrawals – 30 days
Annual interest
60 Day Notice Account
2.20% Gross*/AER** variable (NEW rate 2.00% effective 31 August 2025)
Minimum balance – £5,000
Maximum balance – £500,000
Notice for withdrawals – 60 days
Annual interest
75 Day Notice Account – Issue 2
2.50% Gross*/AER** variable (NEW rate 2.30% effective 15 September 2025)
Minimum balance – £5,000
Maximum balance – £500,000
Notice for withdrawals – 75 days
Annual interest
90 Day Notice Account (annual)
2.95% Gross*/AER** variable
Minimum balance – £5,000
Maximum balance – £500,000
Notice for withdrawals – 90 days
Annual interest
90 Day Notice Account (monthly) – formerly 120 Day
2.91/2.95% Gross*/AER** variable
Minimum balance – £5,000
Maximum balance – £500,000
Notice for withdrawals – 90 days
Monthly interest
130 Day Notice Account – formerly 180 Day
4.12/4.20% Gross*/AER** variable
Minimum balance – £10,000
Maximum balance – £500,000
Notice for withdrawals – 130 days
Monthly interest
145 Day Notice Account – formerly 195 Day
4.36/4.45% Gross*/AER** variable
Minimum balance – £10,000
Maximum balance – £500,000
Notice for withdrawals – 145 days
Monthly interest
*Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
