Fixed Term Bond 92 (31.07.2025) Savings with certainty

Fixed Term Bond 92 (31.07.2025)

Savings with certainty

Fixed Term Bond 92 (31.07.2025)

This account is suitable for those who can use their personal savings to save for a set period, with a fixed interest rate.

- Fixed interest rate until 31 July 2025
- Save between £5,000 - £500,000
- Annual interest paid on 31 July

Click the Apply now button to open this account using our Online Service.

Product Terms & Conditions - Summary Box


Interest is calculated on a daily basis and is paid annually. Interest can be added to this bond or paid to your bank account. Once added to the account, interest becomes subject to the same withdrawal conditions as the capital.

*Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.

This account has a fixed rate of interest from the date the account is funded until the maturity date.


This projection is for illustrative purposes only.

This would be the balance after 36 months, assuming the interest earned is added to the account.

You can open and manage the account online or in branch. You must fund the account within seven days of opening.

You must be a permanent UK resident and aged 18 or over.

You can pay into your account by electronic payment, cash or cheque. Once opened, no additional investments are allowed.

The minimum balance is £5,000 and the maximum balance is £500,000 per person (£1m joint).

Customers may hold more than one of these accounts but the maximum holding across all accounts with the Society is £500,000 per person.

Withdrawals, transfer or closure are not permitted during the term of the account.

On maturity the account changes to our current easy access account and interest rate, or the nearest equivalent if this account is no longer available, without further notification.

Your funds will be available on the first working day following maturity.

You can close your account without penalty for 21 days following maturity. We will contact you at least two weeks before maturity with details of your options.

This product may be withdrawn from sale at any time without notice.

We reserve the right to close your account and return the funds to you.

In the event of any apparent conflict between these Terms and Conditions and the General Savings Terms and Conditions, these Product Terms and Conditions take precedence.