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We specialise in residential bridging loans which can unlock the value in your existing property and help purchase the home of your dreams with no monthly repayments.

The loan usually lasts about 12 months and can be paid back anytime after you have sold your current home and without early repayment charges.

Our bridging finance covers a range of property needs and is flexible, meaning we can lend to older and retired borrowers or those who are asset rich but have limited or complex incomes. Our experienced lending team assess each application on a case-by-case basis with our Chief Executive, Mark Robinson.

Our focus is to put customers first by providing a tailored, personal service. We can react quickly to your request when you need the funds urgently. As a mutual business we value long term relationships over short term profit.

We specialise in the following:

Downsizing

We provide finance if you are looking to downsize or move to your dream retirement home before you have sold your current home. A bridging loan can also fund your moving and selling costs.

Chain fixing

Bridging finance can quickly fix a broken property chain and allow you to proceed with your plans with minimum disruption.

Property refurbishment

We can provide funds for you to refurbish your existing property before selling or to improve a property you have bought before moving in; making selling easier or moving more comfortable.

Building your home

We can finance your self build (perhaps even in your garden) whilst you stay in your current house until the new home is ready.