Annual report & accounts

Our Annual Report and Accounts outline how we have performed over the year and how we continue to operate as a strong, responsible mutual. They explain our financial position, our approach to governance, and how we remain focused on supporting our members and communities while planning for the future.

Annual Report & Accounts 2025

Annual Report & Accounts for the year ending 31 December 2025.

Annual Report & Accounts 2025

Annual Report & Accounts 2024

Annual Report & Accounts for the year ending 31 December 2024.

Annual Report & Accounts 2024

Annual Report & Accounts 2023

Annual Report & Accounts for the year ending 31 December 2023.

Annual Report & Accounts 2023

Annual Report & Accounts 2022

Annual Report & Accounts for the year ending 31 December 2022.

Annual Report & Accounts 2022

Annual Report & Accounts 2021

Annual Report & Accounts for the year ending 31 December 2021.

Annual Report & Accounts 2021

Annual Report & Accounts 2020

Annual Report & Accounts for the year ending 31 December 2020.

Annual Report & Accounts 2020

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Annual report & accounts

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