Current interest rates
Savings information
Bank of England base rate decision;
Following the Bank of England’s decision to hold the base rate at 4.00% we are currently reviewing our rates. If we make any changes we will do so in line with our General Saving Terms & Conditions
We are always reviewing our savings rates and below you will see a list of our available products ranging from Easy Access, Notice, Regular Saver, Fixed Term and ISA accounts.
Below you’ll find details of the rates for our current range of products. All rates are variable, unless stated. Individual product rates should be read in conjunction with the product terms and conditions that can be found within the savings section of this website or by calling 01858 412412. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum required for the account type.
Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £1+ | 1.00 |
- Current rate effective 1 Oct 2025
- Annual interest 31 October
- Every year we will make a donation (minimum £5,000) to our charity of the year, linked to the average balance across all Save & Support account types. This donation will be made by the Society, so it won’t reduce your account balance or the amount of interest you are paid
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £100+ | 1.80 |
- Current rate effective 1 Oct 2025
- Annual interest paid on 31 March
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 2.90 |
- Current rate effective 1 Dec 2025
- Annual interest paid on 31 March
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £10+ | 2.00 |
- Current rate effective 8 July 2025
- Annual interest paid on 31 December
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £1+ | 2.60 |
- Current rate effective 1 Oct 2025
- Annual interest paid on 31 March
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £10+ | 2.65 |
- Current rate effective 31 Oct 2025
- Annual interest paid on 31 January
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £10+ | 5.80 |
- Current rate effective 10 Nov 2025
- Annual interest paid on 30 November
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 3.90 |
- Current rate effective 5 Nov 2025
- Annual interest
- Maturity date 2 March 2028
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 3.83/3.90 |
- Current rate effective 5 Nov 2025
- Monthly interest
- Maturity date 2 March 2028
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 3.90 |
- Current rate effective 5 Nov 2025
- Annual interest
- Maturity date 6 March 2029
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 3.83/3.90 |
- Current rate effective 5 Nov 2025
- Monthly interest
- Maturity date 6 March 2029
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 4.00 |
- Current rate effective 5 Nov 2025
- Annual interest
- Maturity date 4 March 2031
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Annual interest | £5,000+ | 3.92/4.00 |
- Current rate effective 5 Nov 2025
- Monthly interest
- Maturity date 4 March 2031
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £1+ | 1.65 |
- Current rate effective 31 Oct 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £5,000+ | 1.80 |
- Current rate effective 30 Nov 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £5,000+ | 2.30 |
- Current rate effective 15 Sept 2025
- NEW rate of 2.10% effective 15 Dec 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 30 June | £5,000+ | 2.55 |
- Current rate effective 1 Dec 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid monthly | £5,000+ | 2.52/2.55 |
- Current rate effective 1 Dec 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid monthly | £10,000 | 3.73/3.80 |
- Current rate effective 1 Dec 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid monthly | £10,000 | 4.16/4.25 |
- Current rate effective 1 Oct 2025
- This product is available to open online or in branch for existing members
- It’s available in branches only for new members
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £1+ | 1.35 |
- Current rate effective 31 Oct 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 30 June | £5,000+ | 2.25 |
- Current rate effective 1 Dec 2025
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £5,000+ | 3.80 |
- Current rate effective 10 October 2024
- This product is available to open online or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £100+ | 1.00 |
- Current rate effective 8 July 2025
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £100+ | 1.00 |
- Current rate effective 8 July 2025
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £100+ | 1.00 |
- Current rate effective 8 July 2025
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £10,000+ | 1.50 |
- Current rate effective 30 Nov 2025
- This product is available to open via post or in branch
- Minimum opening balance £10,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £25,000+ | 2.50 |
- Current rate effective 1 Dec 2025
- This product is available to open via post or in branch
- Minimum opening balance £25,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £25,000+ | 3.80 |
- Current rate effective 1 Dec 2025
- This product is available to open via post or in branch
- Minimum opening balance £25,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £10,000+ | 1.50 |
- Current rate effective 30 Nov 2025
- This product is available to open via post or in branch
- Minimum opening balance £10,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £25,000+ | 3.80 |
- Current rate effective 1 Dec 2025
- This product is available to open via post or in branch
- Minimum opening balance £25,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £10,000+ | 1.50 |
- Current rate effective 30 Nov 2025
- This product is available to open via post or in branch
- Minimum opening balance £10,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Interest paid annually | £25,000+ | 3.80 |
- Current rate effective 1 Dec 2025
- This product is available to open via post or in branch
- Minimum opening balance £25,000
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £10,000+ | 1.60 |
- Current rate effective 19 May 2025
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £25,000+ | 3.80 |
- Current rate effective 6 December 2024
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £25,000+ | 3.80 |
- Current rate effective 6 December 2024
- This product is available to open via post or in branch
| Interest | Minimum balance | Gross*/AER**% |
|---|---|---|
| Variable interest paid annually on 31 October | £25,000+ | 3.80 |
- Current rate effective 6 December 2024
- This product is available to open via post or in branch
