Our Directors
Market Harborough Building Society Board of Directors
Lesley Titcomb
Chair
Lesley is a qualified Chartered Accountant (ACA) with nearly 40 years’ experience in financial services and regulation. She joined the Society in October 2023 as Chair. Key previous roles include Chief Operating Officer at the Financial Conduct Authority and Chief Executive at the Pensions Regulator. Lesley was appointed a CBE in 2019 for services to pension regulation. She is a trustee of StepChange, the debt advice charity and is a non-executive director of Pay.UK, a payment systems operator, and of National Bank of Kuwait (International) plc. She is Chair of the Society’s Board, Nominations Committee and a member of ALCO. Lesley is married and lives in Hertfordshire.
Andrew Merrick
Vice Chair & Senior Independent Director
Andrew has experience in a range of different sectors having started his career with HSBC. Most recently he has worked for Dart Group PLC (owners of Jet2.com) and Irwin Mitchell LLP, a national full service law firm, prior to that he spent nine years at Bradford & Bingley. Andrew is FCMA and ACIB qualified. He grew up in Warwickshire but now lives in Yorkshire. Andrew is a member of the Risk Committee and chairs the Audit & Compliance Committee. In June 2019, having retired from full time roles, he joined the Board of Yorkshire Water Limited, where he also chairs the Audit Committee.
David Stunell
Non-Executive Director
David is an independent banking consultant, having ended his full-time career in 2019. His last executive post was as CFO at WiZink Bank in Spain, prior to which he held Treasurer and other leadership roles at RBS, Lloyds TSB, Anglo Irish Bank, and Portman and Cheltenham & Gloucester Building Societies. He is currently Chief Finance & Operating Officer at the Asset & Liability Management Association Limited and a Non-Executive Director at King & Shaxson Limited. David is a Fellow of the Association of Corporate Treasurers (FCT) and an Associate of the London Institute of Banking & Finance (ACIB). He is married with two grown-up daughters and lives in Hertfordshire. David joined the Board in December 2020 and is chair of the Risk Committee, additionally he is a member of Audit & Compliance and Remuneration Committees.
Lindsay Forster
Non-Executive Director
Lindsay is currently CEO of Shepper, a tech business which empowers communities of local people to deliver real-time insights to clients. Prior to that, much of Lindsay’s experience has been in the financial services sector, holding leadership roles with Aviva, Friends Life, Halifax, Lloyds Bank and prior to that, the automotive sector. She has 25 years’ experience of leading large teams to drive change with assignments in marketing, procurement and business development. She joined the Board in August 2019 and is a member of the Society’s Risk and Remuneration Committees and the Board Consumer Duty Champion. Lindsay lives in Buckinghamshire and has a passion for food, architecture and design, and more recently, running.
Mark Record
Non-Executive Director
Mark is an Executive Director with over 35 years in banking, holding CIO roles at Masthaven, Co-op Bank, W&G, RBS, and Barclays. He was MD Partner at Capco UK and an IT advisory consultant.
Francesca Hampton
Non-Executive Director
Fran has 25 years experience in financial services. She is currently the Group CFO at Raymond James Wealth Management since February 2024. Previously, she was the CFO and Executive Director at Cynergy Bank Limited from September 2016 to December 2023.
Nala Worsfold
Non-Executive Director
Nala has over 20 years’ experience in financial services, from bank audits at KPMG to senior roles at NatWest Group and UK Finance, where she is currently Principal, Financial & Risk Policy. Her most recent role at NatWest Group was Head of Risk Developments encompassing finance, treasury, and risk. She is a member of the Audit, Risk & Evaluation Committee at Microbiology Society. Nala lives in Surrey with her husband and son. She joined the Board in December 2020 and is a member of the Audit & Compliance, Assets & Liabilities and Risk Committees. Nala is also chair of the Pension & Life Assurance Scheme.
Iain KIRKPATRICK
Chief Executive
Iain joined the Society as Chief Executive in September 2022. He is a Fellow of the Chartered Banking Institute and holds a number of professional qualifications. He has a wide range of financial services experience, most recently as Chief Customer Officer at the Nottingham Building Society and before that as the Retail Managing Director, Metro Bank and Head of Private Banking at Lloyds. He is married and lives with his family in Buxton, Derbyshire.
Nick Fielden
Chief Finance Officer
Nick qualified as a Chartered Accountant (ACA) with KPMG and spent some time in management consultancy before joining HSBC. He spent 13 years with HSBC and then six years working with ‘challenger’ banks in the role of Finance Director. Nick was appointed as Finance Director of the Society in 2013. He has overall responsibility for finance, treasury and liquidity risk as well as the IT and business change teams. Additionally he has been appointed to Chair of Assets and Liabilities Committee this year. He is married and lives with his family in Leicestershire.
Annie Cossar
Chief Customer officer
Annie has over 25 years’ experience in financial services, having worked in senior roles for numerous banks, including running large contact centres for HSBC and operational learning & development teams for Barclays. She also spent five years as a performance coach, trainer and business consultant. In 2016, she joined MHBS as their Mortgage Processing Lead until she was appointed Head of Operations, a position she held for five years. She was promoted to Director Customer Experience in 2022 and was appointed to her current role as Chief Customer Officer in 2023. She has overall responsibility for customer experience and colleague engagement and is also the Society’s advocate & lead for Consumer Duty. She is married and lives in Staffordshire with her husband.
