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Fixed Term Bond 19 (31.01.2026)
Savings with certainty
Fixed Term Bond 19 (31.01.2026) – No longer available to open
This account is suitable for those who can use their personal savings to save for a set period, with a fixed interest rate.
- Fixed interest rate until 31 January 2026
- Save between £5,000 – £500,000
- Monthly interest
- Withdrawals, transfer or closure are not permitted during the term of the account.
Product Terms & Conditions – Summary Box
| Minimum balance | Gross*/AER**% |
|---|---|
| £5,000+ | 5.74/5.90 |
Interest is calculated daily and may be visible on your account from the 24th of the month. This won’t be available to you until the due date of the last working day of the applicable month.
Interest can be added to this bond or paid to your bank account. Once added to the account, interest becomes subject to the same withdrawal conditions as the capital.
*Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
This account has a fixed rate of interest from the date the account is funded until the maturity date.
£5,688.34
This projection is for illustrative purposes only.
This would be the balance after 27 months, assuming the interest earned is added to the account.
You can open and manage the account online and in branch.
You must fund the account within ten days of opening. You can fund the account multiple times during this period.
You must be a permanent UK resident and aged 18 or over.
You can pay into your account by electronic payment, cash or cheque. Once opened and funded, no additional investments are allowed.
The minimum balance is £5,000 and the maximum balance is £500,000 per person (£1m joint).
Customers may hold more than one of these accounts but the maximum holding across all accounts with the Society is £500,000 per person.
Withdrawals, transfer or closure are not permitted during the term of the account.
On maturity the account changes to our current easy access account and interest rate, or the nearest equivalent if this account is no longer available, without further notification.
Your funds will be available on the first working day following maturity.
This product may be withdrawn from sale at any time without notice.
We reserve the right to close your account and return the funds to you.
In the event of any apparent conflict between these Terms and Conditions and the General Savings Terms and Conditions, these Product Terms and Conditions take precedence.
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations.
