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Bridging solutions for high net worth clients

We’re pleased to share the details of our bridging range, designed for your high net worth clients who are completing a house purchase or remortgage. 

We have a dedicated team of bridging experts on hand to assist you, find out more here or get in touch on 01858 412345 (option 2).

Award-winning bridging finance solutions!

Fantastic news! Not only were we the first mutual to offer bridging finance, but we were also named Best Short-term Lender at this year’s Financial Reporter Awards. This win means the world to us because it’s voted for by you.

Here’s a reminder of some great things we’ve achieved together:

✔ Introduced more bridging products and broadened criteria to say yes to even more scenarios. Alongside existing variable rates, we launched a fixed rate range. We also provided extra flexibility for high net worth clients

✔ Enhanced support – our award-winning service was delivered by an expanded team of bridging experts, and we launched a minimum 24-hour product withdrawal guarantee

✔ Optimised our bridging turnaround times – especially for simple, well-packaged cases

✔ Launched Case Hub – our online application system with 24/7 access 

Key features

Up to 70% LTV available and five year term for HNW

Easy access to Specialist BDM and underwriter

Same-day ESIS for simple cases

Application fee now £95 and rates from 0.63% per month*

AVM use extended, for faster valuations and decisions

Products available for more complex needs with next-day ESIS


We offer bespoke bridging solutions up to £2m, in addition to the ranges shown below that are ideal for simple and complex cases between £200k and £1.2m. For details of our standard bridging range, please visit our bridging solutions page.

Get in touch with your Specialist Business Development Manager for more information or to chat about our bespoke products.

* Please note: rates are approximate. Interest is charged daily.

Fixed rates are restricted to a 12 month term, see our product guide for more information.

Loan purpose

These are just some of the ways our bridging finance can be used by your clients:


Buying before selling



Development purposes

Raising funds for business purposes

If you’d like more information, or to chat through a case please call your Specialist Business Development Manager.


Which product is right for my client?

Our standard criteria for all bridging cases is:
  • Minimum age 18, maximum 85 for regulated bridging. No maximum for unregulated cases
  • Up to four applicants
  • Terms up to 12 months available or 60 months for your HNW clients

Our tier one products are suitable for loans between £200k and £1.2m and in the following instances:

  • The security is made up of one or two residential properties
  • There is a clear and simple exit strategy in place, for example:
    • Sale of asset or security
    • Refinancing
    • Sale of investments

For development, refurbishment or commercial, please see our complex and bespoke criteria.

Our tier two bridging range is suitable for loans from £200k up to £1.2m,  that meet the following criteria:

  • Other exit strategies including:
    • Sale of shares
    • Sale of overseas assets
    • Or multiple repayment sources
  • The security property/properties may include complex factors such as:
    • Listed buildings
    • Large acreage
    • Annexes
    • Multi-units
    • More than one title to charge
    • Flats
    • Limited commercial use
  • Light refurbishment required

We also offer bespoke bridging solutions, for loans up to £2m and for circumstances that are more complex, like those shown below.

  • Unregulated loans where the security is residential in nature
  • Where the property is in need of larger-scale refurbishment or development
  • A loan for re-bridge purposes
  • The funds are required for business use
  • For HNW clients needing funds for longer than 12 months or who wish to borrow between 61-70% LTV

Our bespoke bridging can also offer greater flexibility, talk to us about the ability to flex rate and fees. 

Here to help

We’re here to help if you have any questions and are happy to chat through individual cases. Contact your Specialist Business Development Manager or email

Don’t take our word for it

We’re delighted that almost all brokers who review us on feefo give us a five-star rating, the highest possible score.
Here are some the things they say about us:

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Our winners and highly commended partners have been announced!

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MHBS Partner Recognition Awards

Our winners and highly commended partners have been announced!
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