OUR MORTGAGE SOLUTIONS
We've built the right products for your clients
As a specialist lender, Market Harborough Building Society is proud to offer mortgage solutions for a variety of simple and more complex scenarios. We also provide bespoke mortgages for cases that fall outside of standard criteria.
By combining our specialist lending solutions with a quality, personal service, you can be sure that we’ll provide a mortgage to suit the needs of your clients.
We lend on purchase and remortgage cases between £200k and £5m, and up to 80% LTV. Our strength is in finding solutions for out-of-the-ordinary applications. So, if you’re struggling to find a lender who can help, you’ve come to the right place.
Our mortgage solutions…
These are some of the scenarios we can help with, as well as links to more information. You can find some case examples here. To chat through your case with one of our team contact your Specialist Business Development Manager, or call us on 01858 412345.
…for different property types
Our expertise is in finding solutions for out of the ordinary mortgage cases, whether a purchase or remortgage. Complex properties and multiple income types considered.
Come to us with your quirky properties! Annexes, multiple kitchens, multiple buildings, and large acreage are all considered. If you have something out of the ordinary, please talk to us.
Come to us with your quirky properties! Annexes, multiple kitchens, multiple buildings, and large acreage are all considered. If you have something out of the ordinary, please talk to us.
> Second homes
Come to us with your quirky properties! Annexes, multiple kitchens, multiple buildings, and large acreage are all considered. If you have something out of the ordinary, please talk to us.
> Unusual properties
Come to us with your quirky properties! Annexes, multiple kitchens, multiple buildings, and large acreage are all considered. If you have something out of the ordinary, please talk to us.
…for various client circumstances
> Expat lending: we offer solutions for expats as well as foreign nationals and clients with income in a foreign currency.
> Capital raising: We understand that your clients want to use their money in a way that best suits their needs, so we consider capital raising for gifting to family and friends, investment in business or property and more.
> High net worth: We offer a flexible approach to income and affordability for HNW clients. Our HNW bridging finance is available with up to five years rolled up interest.
> Lending into retirement: We will lend to age 85, even on our interest only options. We also consider cases where the income is from SIPPs or other pension drawdowns.
> Complex income: This includes foreign currency income, trust and investment income, maintenance income, capital drawdown for income and multiple income sources.
> Interest only: Our interest only solutions include sale and downsize, as well as other repayment strategies such as sale of property, investments and pension lump sums.
> Short term lending: Our regulated bridging solutions offer a rolled-up interest facility and no early repayment charges. This includes re-bridging and raising funds against a residence for development.
> Multi-generation solutions: For families and friend groups, up to four applicants/incomes.
> Joint borrower, sole proprietor: At MHBS, we have no family requirement for this mortgage solution, and can combine it with our multi-generation lending solutions.
Got a query? To find out more about our product range contact our Broker Team by emailing brokers@mhbs.co.uk, call us on 01858 412345 or contact your local Specialist Business Development Manager.
Ready to talk?
Experience our first-class, personal service with a dedicated Specialist Business Development Manager and named underwriter for your cases.
