Bridging solutions

Our simple products are suitable for loans between £200k and £1.2m and in the following instances:

• The security is made up of one or two residential properties
• There is a clear and simple exit strategy in place, for example:
  • Sale of asset or security
  • Refinancing
  • Sale of investments

For development, refurbishment or commercial, please see our complex and bespoke criteria.

Our complex bridging range is suitable for loans from £200k up to £1.2m,  that meet the following criteria:

• Other exit strategies including:
  • Sale of shares
  • Sale of overseas assets
  • Or multiple repayment sources
• The security property/properties may include complex factors such as:
  • Listed buildings
  • Large acreage
  • Annexes
  • Multi-units
  • More than one title to charge
  • Flats
  • Limited commercial use
• Light refurbishment required

We also offer bespoke bridging solutions, for loans up to £5m and for circumstances that are more complex, like those shown below.

• Unregulated loans where the security is residential in nature
• Where the property is in need of larger-scale refurbishment or development
• A loan for re-bridge purposes
• The funds are required for business use
• For HNW clients needing funds for longer than 12 months or who wish to borrow between 61-70% LTV

Our bespoke bridging can also offer greater flexibility, talk to us about the ability to flex rate and fees. Rates available from 0.42%.