Personalised remortgage solution for HNW clients – archive

Here’s an example of a case where we worked with our intermediary to take into consideration their clients’ needs and provided a bespoke product to fit their clients’ individual circumstances. We were delighted to be able to offer a high-quality personalised service for these high net worth clients who were reviewing their property portfolio.

The clients’ scenario

The clients were looking to arrange a new remortgage deal for their grade II listed home in the country.

They owned a portfolio of buy to let and residential properties and we considered the entirety of their situation when assessing their affordability. We looked at their rental income, their self-employed earnings along with proceeds from the sale of a business and the future arrangements of this transaction, to offer a tailored solution for their remortgage needs.

Our solution

We agreed a remortgage solution that included the following features:

• High net worth
• Interest only
• Borrowing over £1m
• Grade II listed building with large acreage
• Ten-year term
• Multiple income sources

Bespoke products and a personalised service

Commenting on this case, Specialist Lending Manager William Edwards said: “It was a pleasure to assist our intermediary partner by providing a bespoke remortgage for their HNW clients. By considering all aspects of their background wealth alongside their income we were able to provide a solution that met their requirements”

To find out more about our high net worth solutions, please contact your Specialist Lending Manager or call 01858 412345 and we will be happy to chat through individual cases.

This is a recent case example, pricing is tailored to your clients’ individual circumstances. Article details are correct as at September 2022.