EXPAT SOLUTIONS
We provide solutions for your expat clients looking to purchase or remortgage, including residential, buy to let and holiday let. We’re happy to consider UK expats in many countries, click to see some of our acceptable countries.
We add the human touch necessary to ensure cases proceed from application to offer as quickly and smoothly as possible, with direct access to your underwriter throughout. To find out more, contact your nearest BDM, or call us on 01858 412345.
Key features
NEW - now accepting applications from UK expats in the EU
Many countries and currencies accepted, including multiple currencies
Catering for a range of scenarios, including those with multiple complexities
Consent to let available
Up to 80% LTV and JBSP
No UK residency or multi-national employer requirements
Products
We also provide holiday let loans for expats between £200k and £2m.
These rates are subject to agreement and confirmation by the Society’s Credit Committee. Please call us on 01858 412345 for more details.
| Product type | Complexity | Min/max loan size | LTV | Rates from | For more information |
|---|---|---|---|---|---|
| Expat residential | Tier one | £200k – £2m | up to 75%* | 5.20% | Product Guide |
| Expat residential – no fee | Tier one | £200k – £2m | up to 75%* | 5.37% | Product Guide |
| Expat residential | Tier two | £200k – £3m | up to 80%* | 5.50% | Product Guide |
| Expat residential – no fee | Tier two | £200k – £3m | up to 80%* | 5.67% | Product Guide |
| Expat residential | Tier three | £200k – £3m | up to 80%* | 6.30% | Product Guide |
| Expat residential – no fee | Tier three | £200k – £3m | up to 80%* | 6.47% | Product Guide |
These rates are subject to agreement and confirmation by the Society’s Credit Committee. Please call us on 01858 412345 for more details.
| Product type | Complexity | Min/max loan size | LTV | Rates from | For more information |
|---|---|---|---|---|---|
| Expat buy to let | Tier one | £200k – £1m | up to 75% | 5.80% | Product Guide |
| Expat buy to let – no fee | Tier one | £200k – £1m | up to 75% | 5.97% | Product Guide |
| Expat buy to let | Tier two | £200k – £2m | up to 75% | 6.05% | Product Guide |
| Expat buy to let – no fee | Tier two | £200k – £2m | up to 75% | 6.22% | Product Guide |
| Expat buy to let | Tier three | £200k – £2m | up to 80% | 6.55% | Product Guide |
| Expat buy to let – no fee | Tier three | £200k – £2m | up to 80% | 6.72% | Product Guide |
*LTV limits apply, see our product guide or Criteria Guide for more information.
To talk through your case, please get in touch with your Specialist Business Development Manager
We’re here to help
We’re here to help if you have any questions and are happy to chat through individual cases. All you have to do is pick up the phone to one of our Specialist Business Development Managers.
Don’t take our word for it
We’re delighted that almost all brokers who review us on feefo give us a five-star rating, the highest possible score.
Here are some the things they say about us:
