EXPAT SOLUTIONS
“Expat residential mortgages are inherently complicated, but MHBS were able to take a common sense approach which is very refreshing.”
Alex Weldon, Private Finance
Products
For expat residential loans between £3m and £5m, see our larger loan solutions.
These rates are subject to agreement and confirmation by the Society’s Credit Committee. Please call us on 01858 412345 for more details.
Product type | Complexity | Min/max loan size | LTV | Rates from | For more information |
---|---|---|---|---|---|
Expat residential | Tier one | £200k – £2m | up to 75%* | 5.24% | Product Guide |
Expat residential – no fee | Tier one | £200k – £2m | up to 75%* | 5.41% | Product Guide |
Expat residential | Tier two | £200k – £3m | up to 80%* | 5.59% | Product Guide |
Expat residential – no fee | Tier two | £200k – £3m | up to 80%* | 5.76% | Product Guide |
Expat residential | Tier three | £200k – £3m | up to 80%* | 6.19% | Product Guide |
Expat residential – no fee | Tier three | £200k – £3m | up to 80%* | 6.36% | Product Guide |
These rates are subject to agreement and confirmation by the Society’s Credit Committee. Please call us on 01858 412345 for more details.
Product type | Complexity | Min/max loan size | LTV | Rates from | For more information |
---|---|---|---|---|---|
Expat buy to let | Tier one | £200k – £1m | up to 75% | 5.69% | Product Guide |
Expat buy to let – no fee | Tier one | £200k – £1m | up to 75% | 5.86% | Product Guide |
Expat buy to let | Tier two | £200k – £2m | up to 75% | 5.94% | Product Guide |
Expat buy to let – no fee | Tier two | £200k – £2m | up to 75% | 6.11% | Product Guide |
Expat buy to let | Tier three | £200k – £2m | up to 80% | 6.44% | Product Guide |
Expat buy to let – no fee | Tier three | £200k – £2m | up to 80% | 6.61% | Product Guide |
*LTV limits apply, see our product guide or Criteria Guide for more information.
To talk through your case, please get in touch with your Specialist Business Development Manager
We’re always happy to chat through individual cases, so if you have any questions or want to check if we can consider your case, please give your nearest Specialist Business Development Manager a call.
Experience our first-class service
Each case individually assessed
We manually underwrite with no income multiple limit or credit scoring
Easy-access support
Your Specialist Business Development Manager is available over the phone or via Zoom to help with new cases and keep things running smoothly
Strong commitment
A firm decision for your case will be provided by our daily Credit Committee
Prompt checks
Our case managers will notify you if any information or documents are missing
Personal service throughout
Your named underwriter will provide case updates and will be happy to help with any queries


Don’t take our word for it
We’re delighted that almost all brokers who review us on feefo give us a five-star rating, the highest possible score.
Here are some the things they say about us:

We’re here to help
We’re here to help if you have any questions and are happy to chat through individual cases. All you have to do is pick up the phone to one of our Specialist Business Development Managers.