YOUR SUMMER CASES
JUST GOT EASIER TO HANDLE

This summer, we’ve made placing your complex cases even easier.

We’ve listened to your feedback and turned up the heat on our residential solutions for loans up to £5m, including expat scenarios. From non-standard income to high-value loans, our latest enhancements have been designed to make our solutions even more accessible and boost your clients’ affordability.

Here’s a reminder of just some of them:

Increased maximum loan size to £3m across our standard residential ranges, including expat, with larger loan solutions available for lending between £3m and £5m.

Relaxed stress testing across our residential ranges – giving clients the chance to increase their borrowing potential and boost affordability.

Higher income multiples, increasing affordability for many clients:

We can now lend over 6x income under tier three products (subject to affordability). 

And up to 6x income under our tier two products (subject to affordability)

Affordability supported by savings is now accepted under tier two products, alongside complex income criteria that includes vested share income.

Increased flexibility, greater access, more complex cases solved – it’s all part of our Best for Brokers Promise to put your needs first, always.

We provide solutions for even the most complex scenarios – including significant refurbishment, consent to let, part-commercial properties, and cases involving multiple complexities. With the support of our experienced team, you can place challenging cases with confidence, knowing we’re here to help you navigate them smoothly.

Complex case? We’ve got your solution

To chat about your latest case, give your nearest BDM a call or contact our broker support team on 01858 412345. 

Article details are correct as of 28 August 2025.