NEED A BRIDGING FINANCE SOLUTION?
WE WON’T KEEP YOU WAITING.

When timelines are tight and the case is straightforward, speed and clarity matter just as much as flexibility. That’s where our common-sense, human underwriting approach really comes into its own.

This latest case went from application to offer in just 3 days – exactly the kind of turnaround we aim to deliver on straightforward deals. Read more:

The clients’ scenario

A broker approached us on behalf of a couple looking to move quickly to secure their new home.

Their situation was straightforward, but time-sensitive:

• They needed just under £250k to purchase their new home – a bungalow in need of light refurbishment
• Their current residential property was unencumbered, and there was a plan to sell but it wasn’t yet on the market

With the purchase at risk, they needed a fast bridging finance solution to secure the property before selling their existing home.

Our solution

Understanding the urgency, we focused on delivering a straightforward, efficient outcome. By combining a proactive underwriting approach with the use of AVMs to support a faster valuation process, we were able to move quickly and decisively:

• Application to offer in just 3 days

By applying a common-sense view of the clients’ clear exit routes, we ensured they could proceed with confidence and secure their new home without delay:

• 12-month term

• Interest-only with rolled-up interest
• Dual exit strategy: sale of their existing property or incoming inheritance

Hear from the broker…

“I submitted a bridge with MHBS on a Monday, explaining that we are under very tight timescales on this one. My underwriter Keiran Armstrong picked the case up and using his common sense, within 2 days sent the case over to offer.

This is the second time we have worked together on a case and it’s been so straightforward each time. MHBS are probably my favourite lender to deal with for bridging finance as their underwriters use a common-sense approach, along with being very personable and easy to deal with. Our clients along with ourselves are very happy!”

Senior Mortgage Underwriter, Keiran Armstrong added:

“This case sat firmly within our core bridging finance range – designed for straightforward deals between £200k and £1m, up to 70% LTV and a 12-month term.

With clear exits and standard security, it’s exactly the type of scenario where we move at pace. For this type of business, delivering within our 5-day application-to-offer SLA is the standard. Here, we applied a practical, common-sense view of the clients’ dual exit and moved decisively – issuing the offer in just 3 days.”

Speed when it matters most

Not every case is complex – but when speed is critical, you need a lender who can act just as fast as your client needs to.

With experienced underwriters, a pragmatic, proactive approach, and a focus on getting deals over the line, we’re here to help you deliver when it matters most.

Got a bridging finance case?

We’re your Bridging Building Society. 

We’ve got years of experience and a dedicated bridging finance team to help every step of the way. Give them a call on 01858 412345 (option 2) to discuss your latest case.

This is a recent case example. Pricing is tailored to your clients’ individual circumstances. Article details are correct as at July 2026.