Interest Rates Savings Information

Interest Rates

Savings Information

Current Interest Rates

Below you'll find details of the rates for our current range of products. These rates were effective from 1 October 2015 unless otherwise stated. All rates are variable.

Individual product rates should be read in conjunction with the product terms and conditions that can be found within the savings section of this website or by calling 01858 412250. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum required for the account type.

Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.450.45
£40,000 +0.400.40
£20,000 +0.350.35
£10,000 +0.300.30
£5,000 +0.250.25
£500 +0.200.20
£1 +0.150.15

Easy Access (Rates effective 1 December 2016)

Gross * % AER ** %
Easy Access Saver0.500.50

This is a reference rate for 60 Day, 90 Day and 120 Day Issue 3 account holders. This rate will apply if the balance falls below the minimum required for those accounts.

Gross * %AER ** %
Annual Interest paid on 31 October£5,000 +1.351.35

60 Day (Rates effective from 1 November 2018)

Gross * %AER ** %
Annual Interest paid on 30 June£25,000 +1.451.45

90 Day (Rates effective 1 November 2018)

Gross * %AER ** %
Monthly interest paid on the last working day of the month£25,000 +1.601.61

120 Day – Issue 3 (Rates effective 1 November 2018)

Gross * %AER ** %
Monthly interest paid on the last working day of the month£25,000 +2.002.02

One Year Fixed Term Bond – Issue 65 (Rates effective 15 November 2018)

Gross * %AER ** %
Annual Interest paid on 31 March£100 +1.151.15

Easy Access ISA – Issue 4 (Rates effective 6 April 2018)

Gross * %AER ** %
Annual Interest paid on 31 March£3,000 +2.502.50
£1 +2.002.00

(Rates effective 1 June 2013)

Gross * %AER ** %
Annual Interest paid on 31 December£10 +1.501.50

(Rates effective 9 October 2015)

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10

Cransley Hospice Account – Issue 4

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10

LOROS Account – Issue 4

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.300.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10

Rainbows Account – Issue 2

Gross * %AER ** %
Annual Interest paid on 30 June£100 +0.200.20
Business Easy Access (Rates effective 26 May 2017)
Gross * %AER ** %
Annual Interest paid on 30 June£10,000 +1.251.25
Business 60 Day (Rates effective 10 November 2018)
Gross * %AER ** %
Annual Interest paid on 30 June£100 +0.500.50
Club Easy Access (Rates effective 26 May 2017)
Gross * %AER ** %
Annual Interest paid on 30 June£10,000 +1.251.25
Club 60 Day (Rates effective 10 November 2018)
Gross * %AER ** %
Annual Interest paid on 30 June£100 +0.500.50

Charity Easy Access (Rates effective 10 November 2018)

Gross * %AER ** %
Annual Interest paid on 30 June£10,000 +1.251.25

Charity 60 Day (Rates effective 10 November 2018)