Interest Rates Savings Information

Interest Rates

Savings Information

Current Interest Rates

Below you'll find details of the rates for our current range of products. These rates were effective from 1 October 2015 unless otherwise stated. All rates are variable, unless stated.

Individual product rates should be read in conjunction with the product terms and conditions that can be found within the savings section of this website or by calling 01858 412250. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum required for the account type.

Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.

Gross*/AER**%
Annual interest paid on 31 October£1+0.50
Save & Support
  • Rate effective 1 May 2019
  • Every year we will make a donation (minimum £5,000) to our charity of the year, linked to the average balance across all Save & Support account types. This donation will be made by the Society, so it won’t reduce your account balance or the amount of interest you are paid.
Gross*/AER**%
Annual interest paid 31 October£1+0.75
Save & Support Plus
  • Rate effective 1 May 2019
  • Every year we will make a donation (minimum £5,000) to our charity of the year, linked to the average balance across all Save & Support account types. This donation will be made by the Society, so it won’t reduce your account balance or the amount of interest you are paid.
Gross*/AER**%
Annual interest paid on 31 January£10+1.25
Member Regular Saver
  • Rate effective 16 July 2019
Gross*/AER**%
Annual interest paid on 31 October£5,000+1.40
75 Day Account
  • Rate effective 15 November 2019
Gross*/AER**%
Annual interest paid on 30 June£5,000+1.45
90 Day Account
  • Rate effective 1 November 2018
Gross*%AER**%
Monthly interest paid on the last working day of each month£5,000+1.751.76
180 Day Account
  • Rate effective 15 November 2019
Gross*/AER**%
Annual interest paid on 30 November£1,000+1.55
Fixed Term Bond 78
  • Fixed rate effective 1 October 2019
Gross*/AER**%
Annual interest paid on 31 December£1,000+2.05
Fixed Term Member Bond 79
  • Fixed rate effective 1 October 2019
Gross*/AER**%
Annual interest paid 31 January£1,000+1.60
Fixed Term Member Bond 80
  • Fixed rate effective 15 November 2019
Gross*/AER**%
Annual interest paid on 31 March£100+1.25
Easy Access ISA – Issue 5
  • Rate effective 6 April 2019
Gross*/AER**%
Annual interest paid on 31 March£3,000+2.50
£1+2.00
Junior ISA
  • Rates effective 1 June 2013
Gross*/AER**%
Annual interest paid on 31 December£10+1.50
Kickstarter
  • Rate effective 9 October 2015
Gross*/AER**%
Annual interest paid on 30 June£100+0.20
Business Easy Access
  • Rate effective 26 May 2017
Gross*/AER**%
Annual interest paid on 30 June£10,000+1.25
Business 60 Day
  • Rate effective 10 November 2018
Gross*/AER**%
Annual interest paid on 31 January£10,000+1.35
Business 120 Day
  • Rate effective 21 February 2019
Gross*/AER**%
Annual interest paid on 30 June£100+0.50
Club Easy Access
  • Rate effective 26 May 2017
Gross*/AER**%
Annual interest paid on 30 June£10,000+1.25
Club 60 Day
  • Rate effective 10 November 2018
Gross*/AER**%
Annual interest paid on 30 June£100+0.50
Charity Easy Access
  • Rate effective 10 November 2018
Gross*/AER**%
Annual interest paid on 30 June£10,000+1.25
Charity 60 Day
  • Rate effective 10 November 2018