Easy Access When the rain comes on that day you've been saving for

Easy Access

When the rain comes on that day you've been saving for

Easy Access

This account is suitable for someone who requires easy access without an interest penalty.

Save between £10 - £500,000
Annual Interest

Product Terms & Conditions - Summary Box

Gross*/AER**%
£75,000 +0.45
£40,000 +0.40
£20,000 +0.35
£10,000 +0.30
£5,000 +0.25
£500 +0.20
£10 +0.15

Interest is paid annually on 31 December and can be added to your Easy Access account or paid to your bank account.

*Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.

This account has a variable rate of interest. We may vary the rate if we reasonably believe the change is needed. For full details please refer to section 12.3 of the General Savings Account Terms and Conditions.

Estimated balance after 12 months
£75,000+£75,337.50
£40,000+£40,160.00
£20,000+£20,070.00
£10,000+£10,030.00
£5,000+£5,012.50
£500+£501.00
£10+£10.02

The estimated balance would be £1,002 after 12 months based on £1,000 deposit, further examples are shown in the table.

This is for illustrative purposes only and is based on no withdrawals or further deposits being made and interest being added to the account.

You can open and manage this account online, in branch or by post.

The minimum balance is £10 and the maximum balance is £500,000 per person (£1m joint).

You can pay into your account by electronic payment, or by cash or cheque.

Customers may hold more than one Easy Access account but maximum holding in all accounts with the Society is £500,000 per person.

Yes, penalty free withdrawals are available at any time.

A transaction charge will apply when a withdrawal is made that leaves the account balance at less than £100. See Savers’ Fees for Additional Services for details.

You can access your account online, in branch or by post.

You must be a permanent UK resident.

For under 18s the account must be opened by an adult in the capacity of Trustee, and can only be opened and managed in branch or by post.

For full terms and conditions for savings accounts, please see separate leaflet.

In the event of any apparent conflict between these Product Terms and Conditions and the General Savings Account Terms and Conditions, the Product Terms and Conditions take precedence.

This product may be withdrawn from sale at any time without notice.