Current Interest Rates for Withdrawn Products Savings Information

Current Interest Rates for Withdrawn Products

Savings Information

Current Interest Rates for Withdrawn Products

Below you'll find the details of the rates for previously available products. These rates were effective from 1 June 2013 unless otherwise stated. All rates are variable, unless stated.

Individual product rates should be read in conjunction with the product terms and conditions. For more details call 01858 412250. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum for the account type.

Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.
^ The 60 days notice period for withdrawals decreased to 30 days notice from 1 June 2013.
> Please note that this account is available to Maturing Bond customers only.

Gross*%AER**%
Monthly Interest paid on the last working day of each month£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
Instant Access – Issue 1
  • Rates effective 1 May 2009
Instant Access – Issue 2
  • Rates effective 1 October 2015
Gross*% / AER**%
Annual Interest£10 +1.10
Branch Monthly Saver
  • Rates effective 23 February 2015
Gross*% / AER**%
Annual Interest£10 +1.10
Monthly Super Saver Issues 1- 4 
  • Rates effective 23 February 2015
Gross*% / AER**%
Annual Interest£100 +1.10
Regular Saver
  • Rates effective 23 February 2015
Gross*% / AER**%
Annual interest£10,000 +0.65
£5,000 +0.50
£2,000 +0.35
£1,000 +0.25
£1 +0.15
Harborough Direct 500 Minimum
Gross*%AER**%
Annual interest£10,000+0.650.65
£5,000+0.500.50
£2,000+0.350.35
£1,000+0.150.15
Monthly interest£10,000+0.550.55
£5,000+0.400.40
£2,000+0.250.25
£1,000+0.150.15
Harborough Direct 1000 Minimum
Gross*% / AER**%
Annual interest£10,000+0.65
£5,000+0.50
£2,500+0.35
Harborough Direct 2500 Minimum
Gross*%AER**%
Monthly interest paid on the last working day of each month£25,000 +2.002.02
One Year Fixed Term Bond – Issue 65:
  • Fixed rate effective 15 November 2018
  • Account matures 31 October 2019
One Year Fixed Term Bond – Issue 66:
  • Fixed rate effective 3 December 2018
  • Account matures 30 November 2019
Gross*% / AER**%
Annual interest£1,000 +1.55
Two Year Fixed Term Member Bond – Issue 70:
  • Fixed rate effective from 1 March 2019
  • Account matures 28 February 2021
Two Year Fixed Term Member Bond – Issue 72:
  • Fixed rate effective from 3 April 2019
  • Account matures 31 March 2021
Gross*% / AER**%
Annual interest £5,000 +2.15
Three Year Fixed Term Member Bond – Issue 67:
  • Fixed rate effective 3 December 2018
  • Account matures 30 November 2021
Three Year Fixed Term Member Bond – Issue 68:
  • Fixed rate effective 3 January 2019
  • Account matures 31 December 2021
Three Year Fixed Term Member Bond – Issue 69:
  • Fixed rate effective 4 February 2019
  • Account matures 31 January 2022
Three Year Fixed Term Member Bond – Issue 71:
  • Fixed rate effective 1 March 2019
  • Account matures 28 February 2022
Three Year Fixed Term Member Bond – Issue 73:
  • Fixed rate effective 3 April 2019
  • Account matures 31 March 2022
Gross*% / AER**%
Annual interest£1,000+1.55
Fixed Term Bond 74 (30.06.2021)
  • Fixed rate effective from 1 May 2019
  • Annual interest paid on 30 June
  • Account matures on 30 June 2021
Fixed Term Bond 76 (31.08.2021)
  • Fixed rate effective from 1 July 2019
  • Annual interest paid on 31 August
  • Account matures on 31 August 2021
Gross*% / AER**%
Annual interest£1,000+2.15
Fixed Term Member Bond 75 (31.07.2022)
  • Fixed rate effective 1 May 2019
  • Annual interest paid on 31 July
  • Account matures on 31 July 2022
Fixed Term Member Bond 77 (31.10.2022)
  • Fixed rate effective 16 July 2019
  • Annual interest paid on 31 October
  • Account matures on 31 October 2022
Gross*% / AER**%
Annual interest paid on 31 March£100+1.15
Easy Access ISA – Issue 4
  • Rates effective 6 April 2018
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
Brighter ISA – Issues 1 – 9
  • Rates effective 23 February 2015
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
Instant Access ISA – Issues 1 – 3
  • Rates effective 23 February 2015
Gross*% / AER**%
Annual Interest£20 +2.00
Monthly ISA Saver
  • Rates effective 6 April 2011
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
Flexible ISA
  • Rates effective 23 February 2015
  • Rates exclude introductory bonus payable in the first year (0.75% Gross)
Gross*% / AER**%
Annual interest paid on 31 March£1,000+0.75
ISA 30 Rates effective from
  • Rates effective 6 April 2017
Gross*% / AER**%
Annual Interest£1,000 +1.25
ISA 60 – Issues 1-2
  • Rates effective 1 August 2016
Gross*% / AER**%
Annual Interest£1,000 +1.35
ISA 90
  • Rates effective 1 August 2016
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
CAT ISA – Without Bonus
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
CAT ISA – Instant Access
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
Easy Access Maturing ISA
Gross* / AER**%
Annual interest paid on 31 March£3,000 +2.50
£1 +2.00
Junior ISA – 2018/2019
  • Rates effective 1 June 2013
Gross*% / AER**%
Annual Interest£1 +1.25
Junior ISA 60
Gross*% / AER**%
Annual Interest£30,000 +1.30
£20,000 +1.25
£10,000 +1.20
£10 +1.15
Maturing Junior ISA
Gross*% / AER**%
Annual Interest paid on 31 December£1 +1.50
Kool Kidz – Issues 1 – 2
  • Rates effective 1 May 2009
Gross * %AER ** %
Annual Interest£1,000 +1.451.45
Monthly Interest£1,000 +1.351.36
120 Day Notice – Issue 2
  • Rates effective 1 September 2014
Gross* / AER**%
Annual interest£10,000 +1.65
Two Year Fixed Term Business Bond – Issue 6
  • Fixed rate effective 1 March 2019
  • Account matures on 28 February 2021
Two Year Fixed Term Business Bond – Issue 7
  • Fixed rate effective from 3 April 2019
  • Account matures on 31 March 2021
Gross* / AER**%
Annual interest£10,000 +1.65
Fixed Term Business Bond 8 (30.06.2021)
  • Fixed rate effective from 1 May 2019
  • Annual interest paid on 30 June
  • Account matures on 30 June 2021
Fixed Term Business Bond 9 (31.08.2021)
  • Fixed rate effective from 1 July 2019
  • Annual interest paid on 31 August
  • Account matures on 31 August 2021
Gross*% / AER**%
Annual Interest£20,000 +1.25
£10,000 +1.00
£5,000 +0.85
£1 +0.35
Cransley Hospice – Issue 2
Gross*% / AER**%
Annual Interest paid on 31 December£75,000 +0.40
£40,000 +0.35
£20,000 +0.30
£10,000 +0.25
£5,000 +0.20
£500 +0.15
£1 +0.10
Cransley Hospice – Issue 3
  • Rates effective 4 February 2013
Cransley Hospice – Issue 4
Gross*% / AER**%
Annual Interest£20,000 +1.25
£10,000 +1.00
£5,000 +0.85
£1 +0.35
LOROS – Issue 2
Gross*% / AER**%
Annual Interest paid on 31 December£75,000 +0.40
£40,000 +0.35
£20,000 +0.30
£10,000 +0.25
£5,000 +0.20
£500 +0.15
£1 +0.10
LOROS – Issue 3
  • Rates effective 4 February 2013
LOROS – Issue 4
Gross*% / AER**%
Annual interest£75,000 +0.40
£40,000 +0.35
£20,000 +0.30
£10,000 +0.25
£5,000 +0.20
£500 +0.15
£1 +0.10
Rainbows – Issue 2
Gross * %AER ** %
Annual Interest£1 +0.900.90
Monthly Interest£1 +0.800.80
Onthedot Easy Access – Issue 1-2
  • Rates effective 15 May 2014
Gross * %AER ** %
Annual Interest£1 +1.001.00
Monthly Interest£1 +0.900.90
Onthedot Sixty+Surfer
  • Rates effective 23 February 2015
Gross * %AER ** %
Annual Interest£25,000 +1.451.45
Monthly Interest£25,000 +1.351.36
Onthedot 120 Day Notice – Issue 1 
  • Rates effective 15 May 2014
Gross * %AER ** %
Annual Interest£25,000 +1.711.71
Monthly Interest£25,000 +1.611.62
Onthedot 120 Day Notice – Issue 2
  • Rates effective 29 August 2014
Gross * %AER ** %
Annual Interest£1,0001.601.60
Monthly Interest£1,00 +1.501.51
Onthedot 120 Day Notice – Issue 3
  • Rates effective 8 May 2015
Gross*% / AER**%
Annual Interest£1 +1.25
Onthedot LOROS Affinity 
  • Rates effective from 20 June 2013
Gross*% / AER**%
Annual Interest£1 +1.50
Family Deposit Mortgage Savings Account – Issue 15 (31.10.2015)
Gross*% / AER**%
Annual Interest£1 +1.20
Mortgage Linked Savings Account – Issue 2
Gross*% / AER**%
Annual Interest£1 + 1.10
Mortgage Linked Savings Account – Issue 3
Gross*% / AER**%
Annual interest£1+1.55
Mortgage Linked Savings Account – Issue 4