Current Interest Rates for Withdrawn Products Savings Information

Current Interest Rates for Withdrawn Products

Savings Information

Current Interest Rates for Withdrawn Products

Below you'll find the details of the rates for previously available products. These rates were effective from 1 June 2013 unless otherwise stated. All rates are variable.

Individual product rates should be read in conjunction with the product terms and conditions. For more detail call 01858 412250. The product terms and conditions will also detail what happens if the balance on an account falls below the minimum for the account type.

Notes that apply to these rates:
* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Interest paid on these products is exempt from UK income tax.
^ The 60 days notice period for withdrawals decreased to 30 days notice from 1 June 2013.
> Please note that this account is available to Maturing Bond customers only.

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.450.45
£40,000 +0.400.40
£20,000 +0.350.35
£10,000 +0.300.30
£5,000 +0.250.25
£500 +0.200.20
£1 +0.150.15
Monthly Interest paid on the last working day of each month£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
Instant Access – Issue 1 (Rates effective 1 May 2009)
Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.450.45
£40,000 +0.400.40
£20,000 +0.350.35
£10,000 +0.300.30
£5,000 +0.250.25
£500 +0.200.20
£1 +0.150.15
Monthly Interest paid on the last working day of each month£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
Instant Access – Issue 2 (Rates effective 1 October 2015)
Gross * %AER ** %
Annual Interest£10 +1.101.10

Branch Monthly Saver (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£10 +1.101.10

Monthly Super Saver Issues 1- 4 (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£100 +1.101.10

Regular Saver (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£1 +0.950.95

Regular Saver Cransley Hospice Affinity (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest£1 +0.950.95

Regular Saver LOROS Affinity (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest£5,000 +1.601.60
Monthly Interest£5,000 +1.501.51

55 Plus Reward

Gross * %AER ** %
Annual Interest£10,000 +0.650.65
£5,000 +0.500.50
£2,000 +0.350.35
£1,000 +0.250.25
£500 +0.150.15
Monthly Interest£10,000 +0.550.55
£5,000 +0.400.40
£2,000 +0.250.25
£1,000 +0.150.15

Portfolio 2 / Portfolio 2 Plus (Instant Access) / m2 (Instant Access)

Gross * %AER ** %
Monthly interest paid on the last working day of each month£25,000 +2.002.02

One Year Fixed Term Bond – Issue 65 (Rates effective 15 November 2018)

Gross * %AER ** %
Annual Interest£30,000 +1.301.30
£20,000 +1.251.25
£10,000 +1.201.20
£10 +1.151.15

Brighter ISA – Issues 1 – 9 (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£30,000 +1.301.30
£20,000 +1.251.25
£10,000 +1.201.20
£10 +1.151.15

Instant Access ISA – Issues 1 – 3 (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£100 +1.001.00

Young Person’s ISA (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest£20 +2.002.00
Monthly ISA Saver (Rates effective 6 April 2011)
Gross * %AER ** %
Annual Interest£30,000 +1.301.30
£20,000 +1.251.25
£10,000 +1.201.20
£10 +1.151.15

Flexible ISA (Rates effective 23 February 2015)
Rates exclude introductory bonus payable in the first year (0.75% Gross)

Gross * %AER ** %
Annual Interest£1,000 +1.251.25

ISA 60 – Issues 1-2 (Rates effective 1 August 2016)

Gross * %AER ** %
Annual Interest£1,000 +1.351.35

ISA 90 (Rates effective 1 August 2016)

Gross * %AER ** %
Annual Interest paid on 31 December£1 +1.501.50
Kool Kidz – Issues 1 – 2 (Rates effective 1 May 2009)
Gross * %AER ** %
Annual Interest£1,000 +1.451.45
Monthly Interest£1,000 +1.351.36

120 Day Notice > (Rates effective 1 September 2014)

Gross * %AER ** %
Annual Interest paid on 31 December£1,000 +1.451.45

120 Day Notice – Issue 2 (Rates effective 1 September 2014)

Gross * %AER ** %
Annual Interest£75,000 +1.401.40
£40,000 +1.051.05
£20,000 +0.800.80
£10,000 +0.600.60
£5,000 +0.400.40
£500 +0.250.25
Monthly Interest£75,000 +1.301.31
£40,000 +0.950.95
£20,000 +0.700.70
£10,000 +0.500.50
£5,000 +0.300.30
£500 +0.150.15

30 Day Notice – Issues 1-2

Gross * %AER ** %
Annual Interest£75,000 +1.601.60
£40,000 +1.451.45
£20,000 +1.051.05
£5,000 +0.800.80
Monthly Interest£75,000 +1.551.56
£40,000 +1.401.41
£20,000 +1.001.00
£5,000 +0.750.75

Sixty60 – Issues 1 – 8

Gross * %AER ** %
Monthly Interest£75,000 +1.551.56
£40,000 +1.401.41
£20,000 +1.001.00
£5,000 +0.750.75

Sixty60 – Issue 9

Gross * %AER ** %
Annual Interest£75,000 +1.401.40
£40,000 +1.051.05
£20,000 +0.800.80
£10,000 +0.600.60
£5,000 +0.400.40
£500 +0.250.25
Monthly Interest£75,000 +1.301.31
£40,000 +0.950.95
£20,000 +0.700.70
£10,000 +0.500.50
£5,000 +0.300.30
£500 +0.150.15

60 Day Notice

Gross * %AER ** %
Annual Interest£75,000 +1.751.75
£40,000 +1.501.50
£20,000 +1.101.10
£5,000 +0.650.65
£500 +0.250.25

60 Day Cransley Hospice Affinity (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest£75,000 +1.751.75
£40,000 +1.501.50
£20,000 +1.101.10
£5,000 +0.650.65
£500 +0.250.25
60 Day LOROS Affinity (Rates effective 1 May 2009)
Gross * %AER ** %
Annual Interest£20,000 +0.700.70
£5,000 +0.400.40
Monthly Interest£20,000 +0.600.60
£5,000 +0.300.30

55 Plus

Gross * %AER ** %
Annual Interest£25,000 +1.151.15
£10,000 +0.700.70
Monthly Interest£25,000 +1.051.06
£10,000 +0.600.60

P2 Income Plus / Portfolio 2 Plus (30 Day Notice) / m2 (30 Day Notice)

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
Cransley Hospice Account – Issue 3 (Rates effective 4 February 2013)
Gross * %AER ** %
Annual Interest£20,000 +1.251.25
£10,000 +1.001.00
£5,000 +0.850.85
£1 +0.350.35

Cransley Hospice Account – Issue 2

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
LOROS Account – Issue 3 (Rates effective 4 February 2013)
Gross * %AER ** %
Annual Interest£20,000 +1.251.25
£10,000 +1.001.00
£5,000 +0.850.85
£1 +0.350.35

LOROS Account – Issue 2

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.400.40
£40,000 +0.350.35
£20,000 +0.300.30
£10,000 +0.250.25
£5,000 +0.200.20
£500 +0.150.15
£1 +0.100.10
Rainbows Account – Issue 1 (Rates effective 19 January 2015)
Gross * %AER ** %
Annual Interest£10,000 +0.650.65
£5,000 +0.500.50
£2,000 +0.350.35
£1,000 +0.250.25
£500 +0.150.15
Monthly Interest£10,000 +0.550.55
£5,000 +0.400.40
£2,000 +0.250.25
£1,000 +0.150.15

Simply Direct

Gross * %AER ** %
Annual Interest£25,000 +1.151.15
£2,500 +0.700.70
Monthly Interest£25,000 +1.051.06
£2,500 +0.600.60

Postal Accounts – Simply Direct

Gross * %AER ** %
Annual Interest£1 +0.900.90
Monthly Interest£1 +0.800.80

Onthedot Easy Access (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£1 +1.001.00
Monthly Interest£1 +0.900.90

Onthedot Sixty+Surfer (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£1 +1.201.20
Monthly Interest£1 +1.101.11

Onthedot 30 Day Notice – Issue 1 (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£1 +1.201.20
Monthly Interest£1 +1.101.11

Onthedot 30 Day Notice – Issue 2 (Rates effective 29 August 2014)

Gross * %AER ** %
Annual Interest£25,000 +1.451.45
Monthly Interest£25,000 +1.351.36

Onthedot 120 Day Notice – Issue 1 (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£25,000 +1.711.71
Monthly Interest£25,000 +1.611.62

Onthedot 120 Day Notice – Issue 2 (Rates effective 29 August 2014)

Gross * %AER ** %
Annual Interest£1,0001.601.60
Monthly Interest£1,00 +1.501.51

Onthedot 120 Day Notice – Issue 3 (Rates effective 8 May 2015)

Gross * %AER ** %
Annual Interest£1 +1.251.25

Onthedot Cransley Hospice Affinity (Rates effective from 20 June 2013)

Gross * %AER ** %
Annual Interest£1 +1.251.25

Onthedot LOROS Affinity (Rates effective from 20 June 2013)