Current Interest Rates for Withdrawn Products Savings Information

Current Interest Rates for Withdrawn Products

Savings Information

Current Interest Rates for Withdrawn Products

Rates effective from 1 June 2013 (unless otherwise indicated)

All rates are variable

* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.

# Interest paid on these products is exempt from UK income tax.

^ The 60 days notice period for withdrawals decreased to 30 days notice from 1 June 2013.

> Please note that this account is available to Maturing Bond customers only.

If the balance on an account falls below the minimum for the account type, the lowest rate on the Easy Access account will apply. (Excludes Incorporated Charity Deposit Account, Unincorporated Charity Savings Account, Unincorporated Club & Association Savings Account, Community Corporate Deposit Account, Direct Corporate Deposit Account, Partnership Savings Account and the 60 Day Notice Business Account.)

All rates should be read in conjunction with the appropriate account product pages.

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 +0.450.45
£40,000 + 0.400.40
£20,000 + 0.35 0.35
£10,000 + 0.300.30
£5,000 + 0.250.25
£500 + 0.200.20
£1 + 0.150.15
Monthly Interest paid on the last working day of each month£75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 +0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.200.20
£500 +0.150.15
£1 +0.10 0.10
Instant Access – Issue 1 (Rates effective 1 May 2009)
Annual Interest paid on 31 December £75,000 + 0.45 0.45
£40,000 + 0.400.40
£20,000 + 0.35 0.35
£10,000 + 0.30 0.30
£5,000 + 0.25 0.25
£500 + 0.20 0.20
£1 +0.150.15
Monthly Interest paid on the last working day of each month £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 +0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.200.20
£500 + 0.15 0.15
£1 + 0.10 0.10
Instant Access – Issue 2 (Rates effective 1 October 2015)
Gross * % AER ** %
Annual Interest£10 + 1.10 1.10

Branch Monthly Saver (Rates effective 23 February 2015)

Gross * % AER ** %
Annual Interest£10 + 1.10 1.10

Monthly Super Saver Issues 1- 4 (Rates effective 23 February 2015)

Gross * % AER ** %
Annual Interest£100 + 1.10 1.10

Regular Saver (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£1 + 0.95 0.95

Regular Saver Cransley Hospice Affinity (Rates effective 1 May 2009)

Gross * % AER ** %
Annual Interest£1 + 0.95 0.95

Regular Saver LOROS Affinity (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest £5,000 + 1.601.60
Monthly Interest £5,000 + 1.50 1.51

55 Plus Reward

Gross * % AER ** %
Annual Interest£10,000 + 0.65 0.65
£5,000 + 0.50 0.50
£2,000 + 0.35 0.35
£1,000 + 0.25 0.25
£500 + 0.15 0.15
Monthly Interest £10,000 + 0.550.55
£5,000 + 0.40 0.40
£2,000 + 0.250.25
£1,000 + 0.15 0.15

Portfolio 2 / Portfolio 2 Plus (Instant Access) / m2 (Instant Access)

Gross * % AER ** %
Annual Interest£30,000 + 1.301.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 + 1.15 1.15

Brighter ISA – Issues 1 – 9 (Rates effective 23 February 2015)

Gross * % AER ** %
Annual Interest £30,000 + 1.30 1.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 + 1.15 1.15

Instant Access ISA – Issues 1 – 3 (Rates effective 23 February 2015)

Gross * %AER ** %
Annual Interest£100 + 1.00 1.00

Young Person’s ISA (Rates effective 1 May 2009)

Gross * %AER ** %
Annual Interest£20 + 2.00 2.00
Monthly ISA Saver (Rates effective 6 April 2011)
Gross * %AER ** %
Annual Interest £30,000 + 1.30 1.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 +1.15 1.15

Flexible ISA (Rates effective 23 February 2015)
Rates exclude introductory bonus payable in the first year (0.75% Gross)

Gross * % AER ** %
Annual Interest£1,000 + 1.25 1.25

ISA 60 – Issues 1-2 (Rates effective 1 August 2016)

Gross * % AER ** %
Annual Interest£1,000 + 1.35 1.35

ISA 90 (Rates effective 1 August 2016)

Gross * % AER ** %
Annual Interest paid on 31 December£1 + 1.50 1.50
Kool Kidz – Issues 1 – 2 (Rates effective 1 May 2009)
Gross * %AER ** %
Monthly interest paid on the last working day of each month£25,000 +1.501.51

Rates effective 16 March 2018

Gross * % AER ** %
Annual Interest £1,000 + 1.45 1.45
Monthly Interest £1,000 + 1.35 1.36

120 Day Notice > (Rates effective 1 September 2014)

Gross * % AER ** %
Annual Interest paid on 31 December £1,000 + 1.45 1.45

120 Day Notice – Issue 2 (Rates effective 1 September 2014)

Gross * % AER ** %
Annual Interest£75,000 + 1.40 1.40
£40,000 + 1.05 1.05
£20,000 + 0.80 0.80
£10,000 + 0.60 0.60
£5,000 + 0.400.40
£500 + 0.25 0.25
Monthly Interest £75,000 + 1.301.31
£40,000 + 0.950.95
£20,000 + 0.700.70
£10,000 + 0.50 0.50
£5,000 + 0.30 0.30
£500 + 0.15 0.15

30 Day Notice – Issues 1-2

Gross * % AER ** %
Annual Interest £75,000 + 1.60 1.60
£40,000 + 1.451.45
£20,000 + 1.05 1.05
£5,000 + 0.80 0.80
Monthly Interest £75,000 + 1.55 1.56
£40,000 + 1.40 1.41
£20,000 + 1.001.00
£5,000 + 0.75 0.75

Sixty60 – Issues 1 – 8

Gross * % AER ** %
Monthly Interest £75,000 + 1.55 1.56
£40,000 + 1.40 1.41
£20,000 + 1.00 1.00
£5,000 + 0.75 0.75

Sixty60 – Issue 9

Gross * % AER ** %
Annual Interest £75,000 + 1.40 1.40
£40,000 + 1.051.05
£20,000 + 0.80 0.80
£10,000 + 0.60 0.60
£5,000 + 0.40 0.40
£500 + 0.250.25
Monthly Interest £75,000 + 1.30 1.31
£40,000 + 0.95 0.95
£20,000 + 0.70 0.70
£10,000 + 0.50 0.50
£5,000 + 0.30 0.30
£500 + 0.15 0.15

60 Day Notice

Gross * % AER ** %
Annual Interest £75,000 + 1.75 1.75
£40,000 + 1.50 1.50
£20,000 + 1.10 1.10
£5,000 + 0.650.65
£500 + 0.25 0.25

60 Day Cransley Hospice Affinity (Rates effective 1 May 2009)

Gross * % AER ** %
Annual Interest£75,000 + 1.75 1.75
£40,000 + 1.50 1.50
£20,000 + 1.10 1.10
£5,000 + 0.65 0.65
£500 + 0.25 0.25
60 Day LOROS Affinity (Rates effective 1 May 2009)
Gross * %AER ** %
Annual Interest£20,000 +0.700.70
£5,000 + 0.400.40
Monthly Interest£20,000 +0.60 0.60
£5,000 + 0.300.30

55 Plus

Gross * %AER ** %
Annual Interest£25,000 +1.151.15
£10,000 +0.70 0.70
Monthly Interest£25,000 + 1.05 1.06
£10,000 +0.600.60

P2 Income Plus / Portfolio 2 Plus (30 Day Notice) / m2 (30 Day Notice)

Gross * %AER ** %
Annual Interest paid on 31 December£75,000 + 0.400.40
£40,000 + 0.350.35
£20,000 +0.300.30
£10,000 +0.25 0.25
£5,000 + 0.200.20
£500 +0.150.15
£1 + 0.100.10
Cransley Hospice Account – Issue 3 (Rates effective 4 February 2013)
Gross * %AER ** %
Annual Interest£20,000 +1.25 1.25
£10,000 +1.00 1.00
£5,000 + 0.850.85
£1 + 0.350.35

Cransley Hospice Account – Issue 2

Gross * %AER ** %
Annual Interest paid on 31 December £75,000 + 0.400.40
£40,000 +0.35 0.35
£20,000 +0.30 0.30
£10,000 +0.25 0.25
£5,000 + 0.20 0.20
£500 +0.15 0.15
£1 + 0.100.10
LOROS Account – Issue 3 (Rates effective 4 February 2013)
Gross * %AER ** %
Annual Interest£20,000 +1.251.25
£10,000 +1.00 1.00
£5,000 +0.85 0.85
£1 + 0.35 0.35

LOROS Account – Issue 2

Gross * %AER ** %
Annual Interest paid on 31 December £75,000 +0.400.40
£40,000 +0.35 0.35
£20,000 +0.30 0.30
£10,000 +0.25 0.25
£5,000 + 0.200.20
£500 +0.150.15
£1 + 0.10 0.10
Rainbows Account – Issue 1 (Rates effective 19 January 2015)
Gross * %AER ** %
Annual Interest£10,000 +0.65 0.65
£5,000 + 0.50 0.50
£2,000 + 0.350.35
£1,000 + 0.250.25
£500 +0.150.15
Monthly Interest£10,000 +0.550.55
£5,000 + 0.400.40
£2,000 + 0.250.25
£1,000 + 0.150.15

Simply Direct

Gross * %AER ** %
Annual Interest£25,000 +1.15 1.15
£2,500 + 0.700.70
Monthly Interest£25,000 +1.051.06
£2,500 + 0.60 0.60

Postal Accounts – Simply Direct

Gross * %AER ** %
Annual Interest£1 + 0.900.90
Monthly Interest£1 + 0.80 0.80

Onthedot Easy Access (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£1 + 1.00 1.00
Monthly Interest£1 +0.90 0.90

Onthedot Sixty+Surfer (Rates effective 23 February 2015)

Gross * %
Annual Interest£1 + 1.20 1.20
Monthly Interest£1 + 1.10 1.11

Onthedot 30 Day Notice – Issue 1 (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£1 + 1.20 1.20
Monthly Interest£1 + 1.10 1.11

Onthedot 30 Day Notice – Issue 2 (Rates effective 29 August 2014)

Gross * %AER ** %
Annual Interest£25,000 +1.45 1.45
Monthly Interest£25,000 +1.35 1.36

Onthedot 120 Day Notice – Issue 1 (Rates effective 15 May 2014)

Gross * %AER ** %
Annual Interest£25,000 +1.71 1.71
Monthly Interest£25,000 +1.61 1.62

Onthedot 120 Day Notice – Issue 2 (Rates effective 29 August 2014)

Gross * %AER ** %
Annual Interest£1,0001.60 1.60
Monthly Interest£1,00 +1.50 1.51

Onthedot 120 Day Notice – Issue 3 (Rates effective 8 May 2015)

Gross * %AER ** %
Annual Interest£1 + 1.25 1.25

Onthedot Cransley Hospice Affinity (Rates effective from 20 June 2013)

Gross * %AER ** %
Annual Interest£1 + 1.25 1.25

Onthedot LOROS Affinity (Rates effective from 20 June 2013)